Year: 2026

Do I Need Renters Insurance in Vermont?

Short answer: yes, and I say that as someone who has spent more evenings than I can count talking a heartbroken renter insurance through what their landlord’s insurance actually does and doesn’t cover, which is usually right after a pipe freezes in a hundred-year-old Burlington triple-decker and takes out their couch, their laptop, and their […]
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How Much Does Adding a Teen Driver Cost in Vermont?

Every September, right after the school buses start running again, I get a version of the same phone call. It’s usually a parent, and they usually open with some version of “so… my kid just got their permit.” There’s always a pause after that, like they’re bracing for the number I’m about to give them. […]
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How Much Life Insurance Do I Actually Need?

I’ve been selling insurance in Milton, Vermont since 1999, when my dad Nino handed me the keys to the agency he started back in 1965. In that time, I’ve had exactly one conversation about life insurance that didn’t start with someone saying, “I know, I know, I’ve been meaning to deal with this.” It’s the […]
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Does Homeowners Insurance Cover Ice Dam Damage in Vermont?

Every January, right around the third or fourth thaw-freeze cycle, my phone starts ringing with a very specific kind of panic. “Renee, there’s a stain on my ceiling that looks like Lake Champlain.” Or my personal favorite: “Renee, I have icicles the size of a canoe paddle hanging off my porch, is that… bad?” Folks, […]
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