Renee Cruz Cross

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How Much Life Insurance Do I Actually Need?

I’ve been selling insurance in Milton, Vermont since 1999, when my dad Nino handed me the keys to the agency he started back in 1965. In that time, I’ve had exactly one conversation about life insurance that didn’t start with someone saying, “I know, I know, I’ve been meaning to deal with this.” It’s the […]
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Does Homeowners Insurance Cover Ice Dam Damage in Vermont?

Every January, right around the third or fourth thaw-freeze cycle, my phone starts ringing with a very specific kind of panic. “Renee, there’s a stain on my ceiling that looks like Lake Champlain.” Or my personal favorite: “Renee, I have icicles the size of a canoe paddle hanging off my porch, is that… bad?” Folks, […]
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